Flood Insurance: We Have Options, You Have Choices

Would you frequent a restaurant with only ONE item on the menu? Well maybe, if that item was far superior and well-priced… but suppose it did not suit your taste and was over-priced? You’d want to seek out another restaurant, but too bad, like it or lump it, your only option is to eat here or starve. Until recently, such was the consumer experience when securing flood coverage.. the National Flood Insurance Program was the only “restaurant” in town.

At D.F. Dwyer Insurance we understand the frustrations of home and business owners faced with pricey, limited-to-no option flood coverage in a state with 400 miles of coastline. That’s why we are so very pleased to announce that now WE CAN OFFER YOU OPTIONS!

No matter if your property is in a high or lower risk zone, is a single-family, multi-unit residential or a commercial building– we’ll carefully evaluate your specific needs and create customized OPTIONS from our top-quality underwriters to perfectly suit your property.

Our new options meet all lenders’ flood insurance requirements AND offer additional advantages including:

• Shorter waiting periods
• No elevation certificates required
• Higher coverage levels for both buildings and contents
• No surcharge for secondary residences or rental homes
• NEW: Available to multi-family dwellings and commercial buildings!
• Competitive premiums—in many cases, lower than National Flood Insurance Program*

*In fact, we have already saved clients thousands by assisting them with the switch.