Are You Ready For Winter?

More Importantly, Is Your Home Prepared and Winter-Proofed?

It’s not too late to take a few steps to protect your home from freezing temperatures, snow and wind.

Outside Your Home

Prepare Your Home For Winter

  • Clean out gutters. Remove debris from gutters, so melting snow and ice can flow freely to prevent ice damming, a condition where water is unable to drain through the gutters and instead seeps into the house through ceilings and walls.
  • Install gutter guards. Available in most hardware stores, gutter guards prevent debris from entering the gutter and interfering with the flow of water away from the house and into the ground.
  • Trim trees and remove dead branches. Ice, snow and wind could cause weak trees or branches to break and damage your home or car, or injure someone walking by your property.
  • Repair steps and handrails. This may prevent someone from falling and seriously being injured.
  • Seal cracks and holes in outside walls and foundations. Use caulking to protect water pipes and make sure that skylights and other roof openings have weather stripping to prevent snowmelt from seeping in.

Inside your Home

  • Thermostat set at 65 degreesKeep the house warm. Set the thermostat for at least 65 degrees—since the temperature inside the walls, is substantially colder a lower temperature will not keep the pipes from freezing.
  • Add extra insulation to attics, basements and crawl spaces. If too much heat escapes through the attic, it can cause snow or ice to melt on the roof. Water can then re-freeze, causing more snow and ice to build up and result in a collapsed roof! Ideally, the attic should be five to ten degrees warmer than the outside air. Well-insulated basements and crawl spaces will also help protect pipes from freezing.
  • Have the heating system serviced. Furnaces, boilers and chimneys should be serviced at least once a year to prevent fire and smoke damage.
  • Check pipes. Look for cracks and leaks, repair immediately. Wrap exposed pipes with heating tape.
  • Install an emergency pressure release valve in your plumbing system. This will protect the system against increased pressure caused by freezing pipes and can help prevent your pipes from bursting.
  • Make sure that smoke and fire alarms are working properly. Residential fires increase in the winter, so it is important to protect your family with working alarm systems. Also, consider installing a carbon monoxide detector, since a well sealed home can trap this toxic gas.
  • Learn how to shut the water off and know where your pipes are located. If your pipes freeze, time is of the essence. The quicker you can shut off the water or direct your plumber to the problem, the better chance you have to prevent pipes from bursting.
  • Hire a licensed contractor to look for structural damage. If damage is discovered, have it repaired now rather than waiting for a problem to occur. Plastic coatings for internal basement walls, sump pumps and other methods can prevent flood damage to your home and belongings.
  • Going Away? Take special care, consider hiring someone to check your home on a regular basis so that, if there is a problem, it can be fixed quickly, lessening any damage.

Do you know what your homeowner’s policy covers? Give us a call at 401-846-9629 we’re here to help!

Article Content Courtesy: International Risk Management Institute, Inc.
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