Travel insurance provides coverage for unforeseen problems, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces you to cancel or interrupt your travel plans, you face two potentially major financial losses—money invested in non-refundable pre-payments and medical expenses that in many instances may not be covered by health insurance.
A travel insurance plan can cover you for unexpected costs incurred before or during your trip so costs are less likely to come out of your own pocket. A travel insurance plan can reimburse you for the pre-paid, non-refundable portions of a trip if you need to cancel or interrupt your trip for a covered reason. A travel insurance plan can also include medical evacuation coverage (the price of which may cost upwards of $100,000) and medical expense coverage, plus reimbursement for lost, damaged or stolen luggage and personal effects. Some travel insurance plans also include 24/7 assistance services to re-book flights and hotels on your behalf and act as a personal travel assistant while you are away from home. As with all plans, always carefully read each DOC (description of coverage) to learn the boundaries of your coverage before purchasing.
The bottom line is that Travel Insurance can provide you with peace of mind and enable you to make plans and travel with confidence.
At D.F. Dywer Insurance we’re here to help, call us today at 401-846-9629 and tell us about your travel plans, we’ll find the best policy for your trip and explain it all to you!