According to the 2019 Old Farmer’s Almanac Forecast we can expect a milder than usual winter. Meteorologists agree, factoring a weak El Nino effect into their long-range predictions. We hope that these forecasts are correct, but living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared. (Remember last January’s “bomb cyclone?) Like carrying an umbrella to prevent rain, here are 7 Worst Case Scenario Tips to tuck away for a frozen day…
- If you discover that pipes are frozen, don’t wait for them to burst. Take measures to thaw them immediately, or call a plumber for assistance.
- If your pipes do burst, first turn off the water and then mop up spills. You don’t want the water to do more damage than it already has.
- Make temporary repairs and take other steps to protect your property from further damage. Remove any carpet or furniture that can be further damaged from seepage.
- Standard homeowners policies will cover most of the kinds of damage that result from a freeze. For example, if house pipes freeze and burst or if ice forms in gutters and causes water to back up under roof shingles and seep into the house. You would also be covered if the weight of snow or ice damages your house.
- Call us as soon as you can. An insurance adjuster doesn’t need to see the water before you take action. However, he or she will want to inspect any damaged items.
- Make a list of the damaged articles.
- Save the receipts for what you spend—including additional living expenses if you must leave your home until repairs are completed—and submit them to your insurance company for reimbursement.