According to the Red Cross, floods are the most frequent and costly natural disasters. When floods strike, the American Red Cross provides shelter, food, water, first aid and comfort to families. We thank them for sharing the important information below:
After a Flood
- Let friends and family know you’re safe. Register yourself as safe on the Red Cross Safe and Well website. If evacuated, return only when authorities say it is safe to do so.
- Continue listening to local news or a NOAA Weather Radio for updated information and instructions. Keep children and pets away from hazardous sites and floodwater.
FACT vs. FICTION:
You will never be able to buy flood insurance if your property has been flooded in the past.
You are still eligible to purchase flood insurance after your property has flooded, provided your community participates in the National Flood Insurance Program (NFIP). Check with your local emergency management office for more information.
Caring For Yourself & Loved Ones:
- Pay attention to how you and your loved ones are experiencing and handling stress.
- Do not use water that could be contaminated to wash dishes, brush teeth, prepare food, wash hands, make ice or make baby formula.
- Watch animals closely and keep them under your direct control.
- Help people who require special assistance—infants, elderly people, those without transportation, large families who may need additional help in an emergency situation, people with disabilities, and the people who care for them.
Returning Home Safely:
- Beware of snakes, insects and other animals that may be in or around your home.
- If power lines are down outside your home, do not step in puddles or standing water. Report them immediately to the power company.
- Follow these tips for inspecting your home’s structure and utilities & systems after a flood.
- If any gas or electrical appliances were flooded, don’t use them until they have been checked for safety.
- Dispose of any food that has come into contact with flood water.
- Take pictures of home damage, both of the buildings and its contents, for insurance purposes
Cleaning & Repairing Your Home:
- Wear protective clothing, including rubber gloves and rubber boots, and be cautious when cleaning up.
- Learn more about how to clean up after a flood, including the supplies you’ll need, how to sanitize food contact surfaces, and how to repair water damage.
- Be careful when moving furnishings or debris, because they may be waterlogged and heavier.
- Throw out items that have absorbed water and cannot be cleaned or disinfected. This includes mattresses, carpeting, cosmetics, stuffed animals and baby toys.
- Throw out all food, beverages and medicine exposed to flood waters and mud. When in doubt, throw it out. This includes canned goods, plastic utensils, baby bottle nipples and containers with food or liquid that has been sealed shut.
- Pump out flooded basements gradually (about one-third of the water per day) to avoid structural damage. If the water is pumped out completely in a short period of time, pressure from water-saturated soil on the outside could cause basement walls to collapse.
- Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible. Damaged sewage systems are health hazards.
- Raise your furnace, water heater, and electric panel to higher floors if they are in areas of your home that may be flooded. This will prevent damage. An undamaged water heater may be your best source of fresh water after a flood.
- Install check valves in plumbing to prevent floodwater from backing up into the drains of your home.
- Construct barriers such as levees, berms, and flood walls to stop floodwater from entering the building. Permission to construct such barriers may be required by local building codes.
- Seal walls in basements with waterproofing compounds to avoid seepage through cracks.
Red Cross Flood Relief
Floods are among the most frequent and costly natural disasters. When floods strike, the American Red Cross provides shelter, food, water, first aid and comfort to families.
Although the National Flood Insurance Program (NFIP) rates do not differ from company to company, at Dwyer Insurance we have numerous options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.