Safe Driver Series 3: Hit & Run

Hit & Run Car leaving accident scene

A car accident can be a very traumatic and stressful event in your life especially if you are the victim of a hit-and-run. As with any accident, the first rule is to stay on the scene in a safe location. After that it is vital to gather information to help police locate the other driver and ensure that you don’t get stuck paying for damages.

4 Essentials After A Hit & Run:

  1. Record Information of Fleeing Vehicle:
    • License Plate Number and State
    • Make, Model, Color and Approximate Year of the Car
    • Time & Location of Accident
    • Direction the Driver Headed
  2. Gather Evidence at Scene:
    • Contact Information of Potential Witnesses
    • Photograph the scene and damage to your vehicle
  3. File A Police Report
  4. Contact Your Insurance Company
    • Depending upon your coverage, they can help with towing and finding a rental car. If you can identify the driver that hit you and they’re insured, you can likely get their car insurance information from your insurance company and file a claim with the other driver’s company.

In a hit-and-run accident scenario, having the minimum car insurance coverage may not offer the protection you need. To avoid being held financially responsible for potential costs, consider an uninsured motorist insurance policy. This coverage may protect you against drivers who don’t have liability insurance or the money to pay for injuries and damages they cause.

Contact us to learn more about how uninsured motorist coverage can protect you, your passengers and your car in the event of a hit-and-run accident.

Stay tuned for part 4 of our SAFE DRIVER SERIES next month with steps to take If You Are Pulled Over.

Nationwide Mobile AppBE PREPARED: Keep important items in your car’s glove box such as paper and a pencil for taking notes, a card that lists local law enforcement agency contact numbers and your medical allergies or conditions that first responders should know about.

MAKE IT EASY: The Nationwide Mobile app is available for free from the iTunes or Google Play store. It can guide you through the steps to take after an accident, helps you notify law enforcement, find a Nationwide Blue RibbonSM Repair Facility and towing services, and start the claims process.

Make sure you’re adequately covered in the case of an accident. Call us a call at 401-846-9629 for a FREE Auto Policy Review; We’re Always Here to Help!

And remember SAFE DRIVERS are often eligible for premium discounts!

Content: ©2020 Nationwide®

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