6 STEP STORM PREP

READY, SET, STORM!
12 Steps to Weather a Hurricane Safely
Part 1: 6 Step Storm PREP

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

1. Plan EVACUATION ROUTE

While you’ll no doubt get instructions from the local government, it’s wise to create your evacuation plan well before a disaster strikes. This way, you can know ahead of time about the nearest shelters, take your pets into account in your plan, make sure to take important papers and make a trial run.

2. Stock EMERGENCY SUPPLIES

  • Extra batteries
  • Candles or lamps with fuel
  • Matches (keep these dry)
  • Prescription drugs
  • A three-day supply of drinking water
  • Food that you don’t have to refrigerate or cook
  • First aid supplies
  • A portable NOAA weather radio
  • A wrench and other basic tools
  • A flashlight
  • If you need to evacuate, you’ll bring these supplies with you. As expirations dates approach (for example, food or batteries), use the items and replenish your emergency stash.
  • Materials and tools for emergency home repairs–such as heavy plastic sheeting, plywood, a hammer, etc.

3. Make a HOME INVENTORY

Creating a home inventory will help ensure that you have purchased enough insurance to replace your personal possessions. It can also speed the claims process, substantiate losses for income tax purposes and is helpful should you need to apply for disaster aid. In the event you need to evacuate, be sure your home inventory is among the important documents you take with you. Our feature HOME INVENTORY contains step-by-step instructions to simplify this daunting project!

4. Review INSURANCE POLICIES

Our feature 5 FACTORS OF HURRICANE INSURANCE provides information on specific areas of coverage to review. If you own a boat, review your MARINE INSURANCE policy as well. If you are a business owner, review your COMMERCIAL INSURANCE policy. As always, if you have any questions about what your current policy will cover give us a call at 401-846-9629. We’ll help you to understand your options and provide the BEST coverage to meet your needs.

5. PROTECT PROPERTY

Hurricane force winds can turn landscaping materials into missiles that can break windows and doors and much of the property damage associated with hurricanes occurs after the windstorm when rain enters structures through broken windows, doors and openings in the roof. While retrofitting your home to protect against these possibilities is undoubtedly an expense, you can do it in stages.

  • Replace gravel landscaping materials with shredded bark, which is lighter and won’t cause as much harm.
  • Cut weak branches and trees that could fall on your house and keep shrubbery trimmed.
  • Install storm shutters to protect your windows from breakage. Alternately, fit plywood panels to your windows, which can be nailed to window frames when a WARNING is issued.
  • Make sure exterior doors are hurricane proof and have at least three hinges and a deadbolt lock that is at least one-inch long.
  • Sliding glass doors should be made of tempered glass and, during a storm, covered with shutters or plywood. These types of doors are more vulnerable to wind damage than most other doors.
  • Replace old garage doors and tracks with a door that is approved for both wind pressure and impact protection. Wind coming into your home through an opening this large poses grave problems for the rest of your home—especially your roof.
  • Seal outside wall openings such as vents, outdoor electrical outlets, garden hose bibs and locations where cables or pipes go through the wall. Use a high quality urethane-based caulk to prevent water penetration.
  • If you have a boat on a trailer, know how to anchor the trailer to the ground or house.

6. PREPARE BUSINESS

  • Create an emergency business response and continuity plan. In the event of a hurricane this will help your business quickly recover.
  • Keep contact information for employees, suppliers and vendors current so you can check on their wellbeing and communicate next steps for resuming normal business operations.

 

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