Recreational boating has a customary code of accepted behavior on and around the water. Boating etiquette is about safe behavior, as well as what’s socially accepted. Here are some of the basics to help you navigate the boating world with ease while not “making waves” among fellow users of the water.
Green Boating helps to save our blue backyard AND it can save you money too! Keep these 10 Green Boating Tips in mind both on and off the water this season!
The National Safety Council and the Window Safety Task Force established Window Safety Week in 1997 to heighten awareness of the actions that homeowners can take to establish window safety and fall prevention as a year-round safety priority. Window Safety Week, observed annually during the first week of April (4/4-11/21), coincides with the arrival of spring, when people naturally want to open the windows and let in fresh air. The goal of this observance is twofold– for families to understand the role of windows in escaping a fire or other emergency and to learn how to safeguard against window falls.
Follow these NSC recommendations to keep your family safe:
After sheltering your family from winter storms and howling winds, the exterior of your home and yard have taken a beating this year. A sunny spring day is the perfect time to get outdoors and take a good look around. Use the guide below to reveal possible damage and tackle a few DIY fixes.
Do you have a fire pit in your backyard? If so, you’re in good company, a blazing fire pit has become an increasingly popular added touch to backyards everywhere. Sales soared last autumn as homeowners rushed to create cozy, inviting outdoor spaces for the COVID-19 winter. True Value Hardware, a wholesale supplier to more than 4,500 independently owned stores, said sales of wood-burning fire pits were up over 300% last fall compared to the same time in 2019. For owners and soon-to-be owners of these crowd-pleasing bastions of warmth, here are some important tips that will keep you, your children, pets, and friends safe.
Location & Clearance:
Fire Pit Fuel:
Starting the Fire:
Putting Out a Fire Safely:
It’s important to note that most RI towns and cities allow small recreational fires in their neighborhoods. To build a recreational fire means you are burning a reasonable amount of wood and there is not an unreasonable amount of smoke that can affect your neighbors. Rhode Island has state-wide regulations and each city / town has its own set of rules regarding recreational fires, but most follow similar safety guidelines and laws. These laws and burn bans are for the safety of everyone in the area.
Generally speaking, the State of Rhode Island requires:
Common local regulations:
What You Can and Can’t Burn:
Smoke, chemicals, and poisonous gases are not only offensive; they are dangerous to both people and wildlife in the area. Fumes infect the environment and enter into the water supply that various creatures drink from. Wildlife often get the brunt of toxic chemical and smoke which can kill off birds and force small mammals out of their homes. In most places it is illegal to burn the materials below as they pose significant health hazards.
What You Can Burn, Seasoned Split Wood:
Now that you know, grab the marshmallows and go!
Some Content: This Old House
Everyone benefits from trees; they reduce carbon dioxide in the atmosphere and provide much of the oxygen we need. They also provide us with beauty and shade, but homeowners can have mixed feelings about trees. In addition to being somewhat messy during changes of season, if one falls on your tree or car— your feelings can become quite clear!
Much of the damage trees can cause to property is often covered by insurance. Generally speaking, if a tree hits your home or other insured structure, your standard homeowners’ insurance policy covers the damage to the structure and its contents.
Properly selected, placed, and maintained trees can provide excellent wind protection for a house, which can reduce heating costs and noise from neighbors and traffic. By putting thought and energy into planting and maintenance, homeowners can reap these benefits while preventing much potential damage.
While some trees don’t handle wind well, others can withstand some of the most powerful gusts. Select trees with strong root systems and thick bark to support them in windy conditions. That said, do not plant large shade trees within 2 feet of your home as growing roots can shift the soil under and around the foundation, potentially rendering it unstable.
To minimize damage from your own trees, it’s important to maintain their health and properly prepare them for winter weather and storms. A diseased tree is more likely to have branches that will break off and cause damage during high winds. Trees with inadequate root systems may blow over or break off at the ground line.
Any Questions? Give us a call to discuss your coverage at 401-846-9629.
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There is a common misconception that being a landlord is a great, easy way to make some money, but that is often not the case. Renting out a property can be a time-consuming and energy-draining task.
Remember this guy? Angry Andy is a property owner surveying major damage to his rental unit in last month’s feature: Landlords’ Insurance, Who Needs It?
Don’t Be Angry Andy! Following the 8+ steps below will help you understand how to pick your tenants and communicate with them to create a healthier and happier experience for everyone involved.
Life insurance can form a vital part of your family’s financial stability and well-being but, if you’re like most people, you may find the thought of shopping for the right type of coverage a little daunting. Fortunately, these eight simple steps can guide you along the way.
Contact us at 401-846-9629, we’ll help you to navigate all of your options and tailor a plan that is perfect for your family.
At Dwyer Insurance We’ll Always Do Our Best for You!
According to a 2019 HousingWorksRI study, 60% of all housing in Newport is designated Multifamily.
Landlord Insurance provides protection for your rental property beyond the limited coverage of your standard homeowners insurance. Available coverage includes:
What Landlord Insurance does not cover:
Owning rental property can be challenging at times, but purchasing Landlord Insurance is a safe way to protect your investment. Call us at 401-846-9629, we’ll put together a perfect policy for your rental property.
Content: Nationwide® 2021