With the increase of seasonal visitors and traffic, driving on Aquidneck Island can be frustrating at this time of year. Combining our busy schedules with extra traffic can tempt us all to multi-task behind the wheel. But don’t do it! Here’s why you should hang up and just drive…
Driver distractions or inattentive driving play a part in one out of every four motor vehicle crashes. That is more than 1.5 million collisions a year and 4,300 crashes daily, according to the National Highway Traffic Safety Administration.
According to Distraction.gov there are three main types of distraction:
Remember just one distraction is all it takes…
Content Sources: Information Insurance Institute, National Highway Traffic Safety Administration, Distraction.gov
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This is the time of year when many people start to consider purchasing a sailboat or powerboat. Many people, however, are unaware of the significant loss exposure this creates, and some people mistakenly believe that there is coverage available under their personal auto policy. The auto policy, however, does not provide any liability or physical damage coverage for boats. Other people may look to their homeowners policy for coverage. Most homeowners policies, however, only cover certain low-valued or low-powered boats. Thus, you should contact your agent before buying a boat to discuss the proper insurance protection for it. The following tips will assist you in this process.
Finally, call us at 401-846-9629 to discuss! As fellow boaters we can help you to navigate watercraft coverage options and we’ll always do what’s best for you!
Copyright, International Risk Management Institute, Inc.
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One recent insurance survey suggests that over 30 million U.S. households own insurance policies that are seriously out-of-date. As a result, the following questions should be asked. If the answer to one or more of these questions is yes, then you should contact your insurance agent as soon as possible so your insurance policies can be appropriately updated. Read More