6 Credit Card Tips for Smart Users

Credit Cards

Used responsibly, a credit card can be a very helpful financial tool. Making consistent, on-time payments can boost your credit rating. Keep your credit under control by following these 6 Credit Card Tips for Smart Users. Read More

10 Holiday Spending Tips

Homemade Holiday Gifts

Keep Your Holiday Spending on Budget by Finding the Perfect Gift at the Right Price

There is such a thing as being too generous, especially during the holidays. In 2018, the average American household spent $1536* on Holiday shopping. Here are some holiday spending tips to help get you through the season with your wallet intact. Read More

Save Like A Yankee

Save Like A Yankee

Black Friday vs. Cyber Monday

While understanding the importance of shopping locally, we all love a bargain and not every item on our holiday lists will be available locally. That said, here’s how to get the best of the “big deals” on Black Friday and Cyber Monday. Read More

Shop Like A Local

Bannister's Wharf, Newport Rhode Island, photo by SallyAnne Santos | WindlassCreative.com

Much has been said and written about the importance of “Shopping Small” but it bears repeating… supporting local businesses benefits our Community. The information below, sourced from the U.S. Small Business Association and U.S. Department of Labor, quantifies the numerous positive impacts of Shopping Like A Local.
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What You Need To Know About Classic Car Insurance

D.F. Dwyer Classic Car Insurance

If you’re a car lover buying a sporty roadster that’s not only retro, but also in mint condition, you probably know its value to the nearest dollar. You care more than most car owners about every ding or scratch, and want to make sure your investment is properly valued and worry-free. Read More

Prepare for Spring this Fall!

Rake with autumn leaves

Shorter days and cooler nights, harvest-colored mums are on sale and pumpkins will soon follow– all sure signs that the seasons, they are a’changin’. But take heart summer-lovers, if you face the change proactively with a little yard prep now you’ll be ready to enjoy those sweet early Spring days with fewer chores. Here is a quick list to get you started: Read More

Life Insurance Awareness Month

Life Insurance Awareness

Did you know that September is Life Insurance Awareness Month? Each year at this time, the non-profit organization Life Happens reminds Americans about the importance of including Life Insurance in their financial plans– and we couldn’t agree more! Read More

When A Tree Falls…

In 1710 George Berkeley famously asked: “If a tree falls in the forest, and there is nobody there to hear it, does it make a sound?” The foundation of his theory was that perception creates our reality. Whether or not you hear it, one day your reality might feature your NEIGHBOR’s TREE falling into YOUR YARD during a windstorm. If that is the case, WHO is responsible to cover the cost of cleanup and/or damages? Read More

7 Cell Phone Etiquette Tips

Cell Phone Manners

In July 2002, National Cell Phone Courtesy Month was founded by international etiquette expert Jacqueline Whitmore to “encourage the increasingly unmindful corps of cell phone users to be more respectful of their surroundings.” In the intervening 17 years smartphones have become an integral and ubiquitous part of daily life and sometimes we lose sight of the importance of person-to-person contact. Read More

Taking Care of Your Digital Self, Part 7: Mobile Devices

Protecting Your Digital Self: Part 7 Mobile Devices


The average American spends five hours a day on their smartphone. Since a phone is basically a little computer, users should also take all of the same identity hygiene tasks used for good cybersecurity and apply them to their mobile devices. Read More

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