21 Winter Driving Tips

Winter Driving Safety Tips

Driving in Winter? Be Prepared and Stay Safe.

Avoid cold weather driving disasters with these tips

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter. Read More

Taking Care of Your Digital Self, Part 3: Account Statements

Protect Your Digital Self: Check Account Statements

More than 40 percent of Americans have experienced fraudulent credit card charges. With the increase of online shopping and banking, fraudulent card use shifted in 2016 from stolen or counterfeit cards being used in-person to the account numbers being used remotely. This means it is more important than ever to regularly check statements. While your card may be in your wallet, that doesn’t mean it isn’t being used by a criminal somewhere. Read More

7 Winter Worst Case Scenario Tips

Blizzard Nemo, Newport, Rhode Island February 2013

According to the 2019 Old Farmer’s Almanac Forecast we can expect a milder than usual winter. Meteorologists agree, factoring a weak El Nino effect into their long-range predictions. We hope that these forecasts are correct, but living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared. (Remember last January’s “bomb cyclone?) Like carrying an umbrella to prevent rain, here are 7 Worst Case Scenario Tips to tuck away for a frozen day… Read More

Taking Care of Your Digital Self, Part 2: Credit Reports

Protect Your Credit Report

Checking your credit report regularly helps to ensure that someone else isn’t using your name to open credit cards, apply for loans, or start new utility services and leaving you to foot the bill. Fraud that impacts your credit report can decimate your credit and good standing, making future financial decisions even more complicated and costly. Read More

What is Your Home Really Worth… to You?

Homeowner's Insurance

As Property Values Continue to Rise, Insure That You Can Replace it!

If you are a home seller, you are no doubt aware of the significant increase in home values over the past seven years, if you are a homebuyer; perhaps this is not such great news for you. But if you have been happily living in your home with no intention of buying or selling, you may not realize that according to Zillow, the market value of homes in our area has increased by nearly 40% since 2012! While reconstruction costs differ considerably from market value, particularly for older homes, it is nonetheless important to periodically reassess the coverage you would need in the event that your home is damaged and you choose to re-build or destroyed and you elect to move on in today’s more expensive housing market. Read More

Taking Care of Your Digital Self: Intro

Taking Care of Your Digital SelfEvery day we follow little steps to take care of ourselves and make sure we stay healthy. We brush our teeth twice a day; go to the doctor for our annual check-up; see our hair stylist or barber regularly. We want to look and feel our best each day and for the long term. However, as our lives become more and more digital, we often ignore an important something that needs care as well: our identities. The old saying “an ounce of prevention is a worth a pound of cure” is true for both our physical health and digital lives. We need to manage our identities just as we would other aspects of our physical, financial and emotional health. Identity hygiene refers to ongoing proactive maintenance that individuals, families and organizations take to ensure that their sensitive information remains as safe as possible. Read More

Taking Care of Your Digital Self, Part 1: Passwords

The Importance of Passwords

Passwords remain the most common form of protecting accounts of all kinds and are incredibly important in maintaining good identity hygiene. An online survey recently showed that the average person has 27 unique logins that require a password. Possibly because we’re inundated with passwords at every turn, nearly 70 percent of Americans have given up on trying to secure them. One study showed that 80 percent of Americans over the age 18 use the same passwords across multiple accounts and that people shared their passwords with 2-3 people on average. So what can you do to up your password game? Read More

Prevent Car Break-Ins

Car Thief Trying Door Handle To See If Vehicle Is Unlocked

One of the most infuriating things that can happen to a car owner is one of the most common forms of larceny in the U.S., the “smash-and-grab” car break-in. These thieves don’t even steal your whole car, just the valuable items in it – which you then have to painstakingly replace while dealing with the arduous and costly car-repair process. Read More

Avoid A Deer-Car Collision

Cars passing a traffic sign for deer crossing in fog

How to steer clear of a common, large– and moving– hazard.

 

As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car collisions—over half a million a year, with a significant number of fatalities. Read More

Fire-Up Your Wood Burning Stove Safely

Three flaming logs in a wood-burning stove

Accompanying autumn’s crisp days and evenings is the cozy scent of wood smoke curling up from chimneys throughout Aquidneck Island. But before you start your first fire of the season or if you are installing a new wood-burning stove, please read on for very important safety considerations. This article is designed to provide you with basic information on wood-stove safety, including tips on installation, venting, chimneys, operation, and maintenance. By following these recommended procedures and methods, you can safely and efficiently heat your home or business with wood. Read More

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