Category: Flood Insurance

6 STEP STORM PLAN

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

6 STEP STORM PREP

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

5 FACTORS OF HURRICANE INSURANCE

A standard homeowners policy covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters. It’s important to understand the elements that might affect your insurance payout after a hurricane, and adjust your policies accordingly.

HURRICANE PREPARATION DURING COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

Flood Safety & Preparation, Part 3: After

Fact: You are still eligible to purchase flood insurance after your property has flooded, provided your community participates in the National Flood Insurance Program (NFIP).

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

Flood Safety & Preparation, Part 2: During

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

Flood Safety & Preparation, Part 1: Before

Water stored in bathtubs and sinks should never be used for drinking or for bathing young children because lead can leak from the glaze in bathtubs and sinks into water stored in them.

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

Noah’s Flood Insurance

Don't Wait! Be prepared with Flood Insurance from D.F. Dwyer. Noah famously built the Ark during a drought!

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

HOW HURRICANE DEDUCTIBLES WORK IN RHODE ISLAND

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

IS YOUR BUSINESS PREPARED TO SURVIVE A DISASTER?

Make Your Business Hurricane-Resistant

It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.

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