Protect Your Home From Mold

Protect Your Home From Mold

When it comes to keeping your home mold-free, a strong offense is definitely your best defense. Mold, like rot and insect infestation, is generally not covered by a homeowners insurance policy. If, however, mold is the direct result of a covered peril such as a burst pipe, there could be coverage for the cost of eliminating the mold.

Insure Your Family's Treasure

Insure Your Family’s Treasure

A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. If you own valuable jewelry or other items that would be difficult to replace, there are two ways you can increase coverage: by raising the limit of liability or “scheduling” your individual pieces through the purchase of “floater” policies.