Category: Homeowners’ Insurance

5 Ways to Happy Holidays

5 Ways to Happy Holidays

Family, friends and festivities should be the focus of the holiday season, but don’t let this joyous time be marred by fire, theft, accidents and other disasters. Taking a few simple steps, and having the right insurance coverage can reduce these seasonal hazards. Start with these 5 safety tips…

Liability & Safety Tips for Dog Owners

Liability and Safety Tips for Dog Owners

Most dogs are friendly, loving members of the family, but even normally docile dogs may bite when they are frightened or when protecting their puppies, owners or food. According to the Centers for Disease Control and Prevention (CDC), more than 4.7 million people are bitten by dogs annually, resulting in an estimated 800,000 injuries that require medical attention. More than 50% of dog bites occur on the dog owner’s property, and they account for one-third of all homeowners insurance liability claims.

10 Ways to Save Energy & Money

Energy Efficiency Day

Want to lower your home energy bills and be more environmentally friendly? Here are 10 simple ways to reduce energy waste, at home and at work:

Learn the Sounds of Fire Safety

Learn the Sounds of Fire Safety

Is there a beep or a chirp coming out of your smoke or carbon monoxide alarm? What does it all mean? Knowing the difference can save you, your home, and your family! Make sure everyone in the home understands the sounds of the smoke and carbon monoxide alarms and knows how to respond. Learn the sounds of your smoke and carbon monoxide alarms by checking the user guide or
search the brand and model online.

6 STEP STORM PLAN

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

9 Back to School Identity Protection Steps

9 Back to School Identity Protection Steps

As college students head back to campus, fighting fraud may not be at the top of their list of priorities. However, college students are very susceptible to identity theft; by establishing good habits for monitoring and detecting fraud, students can lay a path for healthy financial practices for the rest of their lives.

6 STEP STORM PREP

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

5 FACTORS OF HURRICANE INSURANCE

A standard homeowners policy covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters. It’s important to understand the elements that might affect your insurance payout after a hurricane, and adjust your policies accordingly.

PREVENT TREE DAMAGE TO YOUR PROPERTY

Much of the damage trees can cause to property is often covered by insurance. Generally speaking, if a tree hits your home or other insured structure, your standard homeowners’ insurance policy covers the damage to the structure and its contents.

Spring Home Inspection

Spring Home Inspection

After sheltering your family from winter storms and howling winds, the exterior of your home and yard have taken a beating this year. A sunny spring day is the perfect time to get outdoors and take a good look around. Use the guide below to reveal possible damage and tackle a few DIY fixes.

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