Category: Homeowners’ Insurance

Key Ways to Prevent Water Damage from Frozen Pipes

Frozen pipe bursts

When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.

7 Winter Worst Case Scenario Tips

Blizzard Nemo, Newport, Rhode Island February 2013

Living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared.

What is Your Home Really Worth… to You?

Homeowner's Insurance

The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.

Fire-Up Your Wood Burning Stove Safely

Three flaming logs in a wood-burning stove

Before you start your first fire of the season or if you are installing a new wood-burning stove, please read on for very important safety considerations. This article is designed to provide you with basic information on wood-stove safety, including tips on installation, venting, chimneys, operation, and maintenance. By following these recommended procedures and methods, you can safely and efficiently heat your home or business with wood.

13 Halloween Safety Tips

Little girl having fun on Halloween trick or treat

Follow these 13 Halloween safety tips to help avoid common accidents and dangers this Halloween.

Protecting College Students from On-Campus Losses

Protect College Students from On-Campus Losses

With burglaries constituting approximately 50 percent of all on-campus crimes, it’s important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage before heading off to campus this fall.

How Hurricane Deductibles Work in Rhode Island

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

Homeowners Insurance FAQs

While you may know the basics around homeowners insurance and what it covers, you may have questions about more specific scenarios. Get answers to some of the more common homeowners insurance questions here.

Peer-to-Peer Home Rental

Peer-to-Peer Home Rental

If you are considering renting out your home, your guest room or even your couch your first step should be to contact us. Peer-to-peer home sharing opportunities such as Airbnb can be a great way to bring in extra money and are increasingly popular; however, they can also leave you financially vulnerable.

Vacation Safety Tips

Follow these vacation safety tips to keep your home and family secure while you’re away – and you can even use some of these tips when you’re home.

According to the FBI, a home is burglarized every 15 seconds in the United States – resulting in an average valued loss of $2,188. Follow these vacation safety tips to keep your home and family secure while you’re away – and you can even use some of these tips when you’re home.

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