The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.
Before you start your first fire of the season or if you are installing a new wood-burning stove, please read on for very important safety considerations. This article is designed to provide you with basic information on wood-stove safety, including tips on installation, venting, chimneys, operation, and maintenance. By following these recommended procedures and methods, you can safely and efficiently heat your home or business with wood.
Follow these 13 Halloween safety tips to help avoid common accidents and dangers this Halloween.
With burglaries constituting approximately 50 percent of all on-campus crimes, it’s important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage before heading off to campus this fall.
In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
While you may know the basics around homeowners insurance and what it covers, you may have questions about more specific scenarios. Get answers to some of the more common homeowners insurance questions here.
If you are considering renting out your home, your guest room or even your couch your first step should be to contact us. Peer-to-peer home sharing opportunities such as Airbnb can be a great way to bring in extra money and are increasingly popular; however, they can also leave you financially vulnerable.
According to the FBI, a home is burglarized every 15 seconds in the United States – resulting in an average valued loss of $2,188. Follow these vacation safety tips to keep your home and family secure while you’re away – and you can even use some of these tips when you’re home.
If you want the freshest produce possible, consider planting your own home garden—after all, you can’t get any closer to your kitchen table than your own backyard. Growing your own vegetables is thrifty, too. According to the National Gardening Association, the average family with a garden spends $70 on their crops—but they grow an estimated $600 worth of veggies!
A violent storm damages your house. A grilling accident leaves your guest injured. A burglar breaks in. When an unfortunate event strikes close to home, you might need to file a claim with your insurance company. As part of the contract between you and your insurer, a claim against your homeowners policy comes with rules and procedures that both your insurer and you must follow.