The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.
If you want the freshest produce possible, consider planting your own home garden—after all, you can’t get any closer to your kitchen table than your own backyard. Growing your own vegetables is thrifty, too. According to the National Gardening Association, the average family with a garden spends $70 on their crops—but they grow an estimated $600 worth of veggies!
By adding just just a few extra steps to your Spring Cleaning process, you can easily make your home safer and prevent problems that could lead to an insurance claim in the future.
Most extreme weather damage (with the exception of flooding) is covered by your standard homeowners and automobile insurance policies
When downsizing your home, it can be difficult to figure out what to eliminate — and how. Here are some ideas that will help you to simplify your life.
Michael Phelps, the World’s most decorated Olympian, and greatest swimmer in the history of the sport, with his Foundation, will help educate millions of Americans and their families about the simple water safety steps that can save lives. We would see a dramatic decline in the number of fatal and non-fatal drownings that occur each year in pools and spas, if owners and operators followed these Pool Safely Precautions…
For consumers and business owners committed to “going green,”a wide range of insurance options are now available. Below are a few of the innovative, eco-friendly products, services and discounts offered by many underwriters.