Checking your credit report regularly helps to ensure that someone else isn’t using your name to open credit cards, apply for loans, or start new utility services and leaving you to foot the bill. Fraud that impacts your credit report can decimate your credit and good standing, making future financial decisions even more complicated and costly.
We need to manage our identities just as we would other aspects of our physical, financial and emotional health. Identity hygiene refers to ongoing proactive maintenance that individuals, families and organizations take to ensure that their sensitive information remains as safe as possible.
Passwords remain the most common form of protecting accounts of all kinds and are incredibly important in maintaining good identity hygiene.