Fireworks are an American tradition on the Fourth of July, however fireworks are EXPLOSIVES and as such must be handled with care and caution at all times. Here are 20 common sense safety tips to follow that will keep everyone safe this holiday weekend.
Michael Phelps, the World’s most decorated Olympian, and greatest swimmer in the history of the sport, with his Foundation, will help educate millions of Americans and their families about the simple water safety steps that can save lives. We would see a dramatic decline in the number of fatal and non-fatal drownings that occur each year in pools and spas, if owners and operators followed these Pool Safely Precautions…
Boaters know that there is much more to safely operating a watercraft of any size than simply driving a car down the road—and often there is much more at stake. And so it is with marine insurance, there are numerous factors to consider when determining the optimal policy for your watercraft. The following is a list of some important factors that can influence the type of boat insurance coverage that best suits your needs.
Whether you are hosting a Super Bowl party or celebrating a birthday with friends in your home, if you are planning to serve alcohol at any type of event it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Most importantly, remember that a good host is a responsible host; one that takes steps to ensure their guests get home safely if they have been drinking. To assist you with this, we’ve drawn up A Winning Social Hosting Game Plan for you.
An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condo or auto policy. It will also cover you for things such as libel and slander.
If you are hosting a party where alcohol is served, it is your responsibility to make sure that your guests are capable of driving safely. Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance.
If you own a pool, you will be held responsible if anyone drowns or is injured in your pool even if they did not have your permission to be there, so it is important to have the proper locks, safety equipment and appropriate liability insurance.we recommend taking the following steps…