Category: Liability Insurance
4 Essential Protections of Homeowners Insurance
Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: the structure of your home, personal belongings, liability protection, additional living expenses (ALE).
What’s Your “Whether” Forecast?
Whether you call it a Bumpershoot, Brolly, Gamp, Parasol or Parapluie… before you can determine if you need a personal Umbrella policy, it’s important to understand exactly what umbrella coverage is, how it works and how much it costs.
Michael Phelps’ Pool Safely
Michael Phelps, the World’s most decorated Olympian, and greatest swimmer in the history of the sport, with his Foundation, will help educate millions of Americans and their families about the simple water safety steps that can save lives. We would see a dramatic decline in the number of fatal and non-fatal drownings that occur each year in pools and spas, if owners and operators followed these Pool Safely Precautions…
Spring Cleaning For Your Insurance Policies
Spring is the traditional time of year for cleaning your home, and it is also an ideal time to review your insurance coverage. As seasons pass, our lives change, and so do our insurance needs. Take the time this spring to read your policies and ask yourself the following key questions…
A Winning Social Hosting Game Plan
Whether you are hosting a Super Bowl party or celebrating a birthday with friends in your home, if you are planning to serve alcohol at any type of event it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Most importantly, remember that a good host is a responsible host; one that takes steps to ensure their guests get home safely if they have been drinking. To assist you with this, we’ve drawn up A Winning Social Hosting Game Plan for you.
Plan Your Yard Sale with Safety in Mind
A yard sale is a great way to clean out your home, make a little money and do good for the environment by providing a second life for your possessions. But your enterprise could get expensive if someone gets hurt on your property and decides to sue.
Who Needs An Umbrella Policy?
An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condo or auto policy. It will also cover you for things such as libel and slander.
Your Annual Insurance Check-Up: A Resolution We’ll Help You Keep!
Just as we do an annual physical check-up, it is important to consider life stage events each year… marriage, children, divorce and retirement can all impact your insurance needs.
Tricks For Making Your Halloween Party A Safe One
If you are hosting a party where alcohol is served, it is your responsibility to make sure that your guests are capable of driving safely. Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance.
Dive Into Pool Safety
If you own a pool, you will be held responsible if anyone drowns or is injured in your pool even if they did not have your permission to be there, so it is important to have the proper locks, safety equipment and appropriate liability insurance.we recommend taking the following steps…
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Contact us at 401-846-9629 with your questions or for a quote today.
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