Halloween can be scary but having the right insurance coverage can take some of the fright out of the night. Your Homeowners’ and Renters’ insurance policies provide financial protection for a host of disasters whether they occur on Halloween, or any other day.
If you rent your home chances are, you need Renters’ Insurance! Several recent studies have indicated that only a third of all tenants have renters’ insurance. Respondents to these surveys often indicate that they believe that the coverage is too expensive or that the coverage is provided by the landlord. Yet both of these assumptions are incorrect.