Category: August

6 STEP STORM PLAN

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

6 STEP STORM PREP

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

5 FACTORS OF HURRICANE INSURANCE

A standard homeowners policy covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters. It’s important to understand the elements that might affect your insurance payout after a hurricane, and adjust your policies accordingly.

TAKE TIME TO TAKE STOCK

Home Inventory

Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one…

Got Power?

Power Outage: What to do when the lights go out.

Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…

Summer Heat Safety Tips & First Aid

Summer Heat Safety Tips

At the zenith of summer, the mercury is likewise at its seasonal peak. As we have recently experienced, a heat wave — 3 or more straight days with temperatures above 90 degrees — can pose a danger and cause serious health issues. Here are some summer heat safety tips to help protect yourself and your loved ones as you enjoy the season.

HOW HURRICANE DEDUCTIBLES WORK IN RHODE ISLAND

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

Homeowners Insurance FAQs

While you may know the basics around homeowners insurance and what it covers, you may have questions about more specific scenarios. Get answers to some of the more common homeowners insurance questions here.

Peer-to-Peer Home Rental

Peer-to-Peer Home Rental

If you are considering renting out your home, your guest room or even your couch your first step should be to contact us. Peer-to-peer home sharing opportunities such as Airbnb can be a great way to bring in extra money and are increasingly popular; however, they can also leave you financially vulnerable.

MAKE AN EVACUATION PLAN BEFORE YOU NEED IT!

Storm Evacuation Planning

Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.

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