Much of the damage trees can cause to property is often covered by insurance. Generally speaking, if a tree hits your home or other insured structure, your standard homeowners’ insurance policy covers the damage to the structure and its contents.
Rhode Island has state-wide regulations and each city / town has its own set of rules regarding recreational fires, but most follow similar safety guidelines and laws.
Although fly-away vacations will certainly be down this summer, you may still be planning a get-away to the great outdoors with a family road-trip or pleasure-cruise. But, before you pull out of your driveway or cast off of the dock, check out these tips to prevent burglary to ensure that you’ll have a happy homecoming!
Computers are a huge part of everyday lives and a personal information stored on them is a goldmine to identity thieves. Threats like ransomware (which literally holds a computer hostage until it’s paid) or WiFi hacking can cause serious damage to someone’s identity. Your technology is a gateway to your identity, and keeping them secure is more important than ever.
If you want the freshest produce possible, consider planting your own home garden—after all, you can’t get any closer to your kitchen table than your own backyard. Growing your own vegetables is thrifty, too. According to the National Gardening Association, the average family with a garden spends $70 on their crops—but they grow an estimated $600 worth of veggies!
A violent storm damages your house. A grilling accident leaves your guest injured. A burglar breaks in. When an unfortunate event strikes close to home, you might need to file a claim with your insurance company. As part of the contract between you and your insurer, a claim against your homeowners policy comes with rules and procedures that both your insurer and you must follow.
It is important for farmers who offer agritourism activities to understand the increased liability that comes with inviting the public onto their premises. Dwyer Insurance offers liability coverages that can be written as a package, in conjunction with a farm policy, to cover agritourism or agritainment ventures.
Michael Phelps, the World’s most decorated Olympian, and greatest swimmer in the history of the sport, with his Foundation, will help educate millions of Americans and their families about the simple water safety steps that can save lives. We would see a dramatic decline in the number of fatal and non-fatal drownings that occur each year in pools and spas, if owners and operators followed these Pool Safely Precautions…
Bear these tips in mind to keep your grilling safe this summer.