Category: September

TAKE TIME TO TAKE STOCK

Home Inventory

Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one…

HURRICANE PREPARATION DURING COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

LIFE INSURANCE AWARENESS MONTH

Life Insurance Awareness

No one really wants to think about life insurance, but it doesn’t have to be hard (or boring). Give us a call at 401-846-9629 and we will make the process as easy and pleasant as possible. Insuring that your loved ones will be well cared for in the future will give you the comfort of knowing that you have done your best for them— as we will always do our best for YOU!

PROTECTING COLLEGE STUDENTS FROM ON-CAMPUS LOSSES

Protect College Students from On-Campus Losses

With burglaries constituting approximately 50 percent of all on-campus crimes, it’s important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage before heading off to campus this fall.

HOW HURRICANE DEDUCTIBLES WORK IN RHODE ISLAND

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

6 TIPS FOR FILING AN INSURANCE CLAIM

6 Tips for Filing An Insurance Claim

Whether reporting damage to your property over the phone or through your mobile device, the Insurance Information Institute offers the following 6 tips on how to file an insurance claim.

IS YOUR BUSINESS PREPARED TO SURVIVE A DISASTER?

Make Your Business Hurricane-Resistant

It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.

MAKE AN EVACUATION PLAN BEFORE YOU NEED IT!

Storm Evacuation Planning

Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.

BACK TO SCHOOL ADVICE FOR COLLEGE STUDENTS AND PARENTS

D.F. Dwyer Renter's Insurance

College students are on the move, heading to college dorms and apartments on and off campus. For freshmen especially, it is a time of anticipation and new beginnings. However, in addition to excitement, big life changes such as these can trigger anxiety for both children and parents. Knowing that your student has solid insurance protection can alleviate many of your worries.

FLOOD INSURANCE: WE HAVE OPTIONS, YOU YOU HAVE CHOICES

D.F. Dwyer Flood Insurance options

No matter if your property is in a high or lower risk zone, is a single-family, multi-unit residential or a commercial building– Dwyer Insurance will carefully evaluate your specific needs and create customized Flood Insurance OPTIONS from our top-quality underwriters to perfectly suit your property.

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