Category: September

6 STEP STORM PLAN

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

9 Back to School Identity Protection Steps

9 Back to School Identity Protection Steps

As college students head back to campus, fighting fraud may not be at the top of their list of priorities. However, college students are very susceptible to identity theft; by establishing good habits for monitoring and detecting fraud, students can lay a path for healthy financial practices for the rest of their lives.

6 STEP STORM PREP

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

5 FACTORS OF HURRICANE INSURANCE

A standard homeowners policy covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters. It’s important to understand the elements that might affect your insurance payout after a hurricane, and adjust your policies accordingly.

TAKE TIME TO TAKE STOCK

Home Inventory

Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one…

HURRICANE PREPARATION DURING COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

LIFE INSURANCE AWARENESS MONTH

Life Insurance Awareness

No one really wants to think about life insurance, but it doesn’t have to be hard (or boring). Give us a call at 401-846-9629 and we will make the process as easy and pleasant as possible. Insuring that your loved ones will be well cared for in the future will give you the comfort of knowing that you have done your best for them— as we will always do our best for YOU!

PROTECTING COLLEGE STUDENTS FROM ON-CAMPUS LOSSES

Protect College Students from On-Campus Losses

With burglaries constituting approximately 50 percent of all on-campus crimes, it’s important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage before heading off to campus this fall.

HOW HURRICANE DEDUCTIBLES WORK IN RHODE ISLAND

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

6 TIPS FOR FILING AN INSURANCE CLAIM

6 Tips for Filing An Insurance Claim

Whether reporting damage to your property over the phone or through your mobile device, the Insurance Information Institute offers the following 6 tips on how to file an insurance claim.

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