Shorter days and cooler nights, harvest-colored mums are on sale and pumpkins will soon follow– all sure signs that the seasons, they are a’changin’. As the song goes: “Winter, Spring, Summer or Fall, all you’ve got to do is call,” and we’ll be here at 401-846-9629 to always do our BEST for YOU!
No one really wants to think about life insurance, but it doesn’t have to be hard (or boring). Give us a call at 401-846-9629 and we will make the process as easy and pleasant as possible. Insuring that your loved ones will be well cared for in the future will give you the comfort of knowing that you have done your best for them— as we will always do our best for YOU!
With burglaries constituting approximately 50 percent of all on-campus crimes, it’s important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage before heading off to campus this fall.
In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.
College students are on the move, heading to college dorms and apartments on and off campus. For freshmen especially, it is a time of anticipation and new beginnings. However, in addition to excitement, big life changes such as these can trigger anxiety for both children and parents. Knowing that your student has solid insurance protection can alleviate many of your worries.
Back-to-school isn’t just the time of year when you rejoice at having your house back, and a regular routine in place. It’s also the time to review your insurance needs because a change in a child’s grade level, a teenager getting their driver’s license, or even having a college freshman in the family can all require changes in auto, health, or homeowners coverage.