Category: September

Life Insurance Awareness Month

Life Insurance Awareness

No one really wants to think about life insurance, but it doesn’t have to be hard (or boring). Give us a call at 401-846-9629 and we will make the process as easy and pleasant as possible. Insuring that your loved ones will be well cared for in the future will give you the comfort of knowing that you have done your best for them— as we will always do our best for YOU!

Protecting College Students from On-Campus Losses

Protect College Students from On-Campus Losses

With burglaries constituting approximately 50 percent of all on-campus crimes, it’s important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage before heading off to campus this fall.

How Hurricane Deductibles Work in Rhode Island

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

6 Tips for Filing An Insurance Claim

6 Tips for Filing An Insurance Claim

Whether reporting damage to your property over the phone or through your mobile device, the Insurance Information Institute offers the following 6 tips on how to file an insurance claim.

Is Your Business Prepared to Survive a Disaster?

Make Your Business Hurricane-Resistant

It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.

Back To School Advice For College Students & Parents

D.F. Dwyer Renter's Insurance

College students are on the move, heading to college dorms and apartments on and off campus. For freshmen especially, it is a time of anticipation and new beginnings. However, in addition to excitement, big life changes such as these can trigger anxiety for both children and parents. Knowing that your student has solid insurance protection can alleviate many of your worries.

Flood Insurance: We Have Options, You Have Choices

No matter if your property is in a high or lower risk zone, is a single-family, multi-unit residential or a commercial building– Dwyer Insurance will carefully evaluate your specific needs and create customized Flood Insurance OPTIONS from our top-quality underwriters to perfectly suit your property.

What’s Sprouting Around Your House?

Looking For Mold

September is Mold Awareness Month, designated by the EPA as the time to discover what’s growing in those unseen corners of your basement and/or the damp corners of your guest bath. You may find mold, which left untreated can become very toxic and endanger your family’s health, causing possible damage to lungs, sinuses and overall well-being.

Renters’ Insurance, Who Needs It?

If you rent your home chances are, you need Renters’ Insurance! Several recent studies have indicated that only a third of all tenants have renters’ insurance. Respondents to these surveys often indicate that they believe that the coverage is too expensive or that the coverage is provided by the landlord. Yet both of these assumptions are incorrect.

Put Insurance On Your Back To School Check List

Back to School Insurance Checklist

Back-to-school isn’t just the time of year when you rejoice at having your house back, and a regular routine in place. It’s also the time to review your insurance needs because a change in a child’s grade level, a teenager getting their driver’s license, or even having a college freshman in the family can all require changes in auto, health, or homeowners coverage.

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