Category: Weather

6 STEP STORM PLAN

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

6 STEP STORM PREP

Hurricanes are violent, dangerous and destructive. Being prepared will help you, your family and/or your business minimize the impact of any storm. As Benjamin Franklin said, “If you fail to plan, you are planning to fail.” SMART HOMEOWNERS have a plan, if you don’t this feature is for you– and if you do, it’s a good review! Read on smart subscribers…

5 FACTORS OF HURRICANE INSURANCE

A standard homeowners policy covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters. It’s important to understand the elements that might affect your insurance payout after a hurricane, and adjust your policies accordingly.

Spring Home Inspection

Spring Home Inspection

After sheltering your family from winter storms and howling winds, the exterior of your home and yard have taken a beating this year. A sunny spring day is the perfect time to get outdoors and take a good look around. Use the guide below to reveal possible damage and tackle a few DIY fixes.

Frozen Pipe Checklist

Frozen Pipe

Tips for homeowners and landlords to prevent frozen pipes and what to do if a pipe freezes or bursts.

Safe Driver Series 4: 6 Winter Driving Tips

6 Winter Driving Safety Tips

Winter brings all sorts of driving headaches: snow, freezing rain and slush, which all make the roads more hazardous. To handle the hassle of winter driving follow these 6 important Winter Driving Tips from Dwyer Insurance and Nationwide.

HURRICANE PREPARATION DURING COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

Got Power?

Power Outage: What to do when the lights go out.

Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…

Summer Heat Safety Tips & First Aid

Summer Heat Safety Tips

At the zenith of summer, the mercury is likewise at its seasonal peak. As we have recently experienced, a heat wave — 3 or more straight days with temperatures above 90 degrees — can pose a danger and cause serious health issues. Here are some summer heat safety tips to help protect yourself and your loved ones as you enjoy the season.

HOW HURRICANE DEDUCTIBLES WORK IN RHODE ISLAND

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

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