Flood Insurance

Call us at 401-846-9629 to customize the best, most affordable flood coverage to suite your property.

D.F. Dwyer Insurance has flood insurance options.We’ve Got Options, You’ve Got Choices.

One Size Does Not Fit All! Select from among our custom coverage choices to protect your home, business or rental property.


At D.F. Dwyer Insurance we understand the frustrations of home and business owners faced with pricey, limited-to-no option flood coverage in a state with 400 miles of coastline. No matter if your property is in a high or lower risk zone, is a single-family, multi-unit residential or a commercial building– we’ll carefully evaluate your specific needs and create customized OPTIONS from our top-quality underwriters to perfectly suit your property.


Newport Life Best of Award WinnerAt D.F. Dwyer Insurance, we are committed to providing you with flood insurance as inexpensively, quickly and painlessly as possible.

Our new options meet all lenders’ flood insurance requirements
AND offer additional advantages including:

D.F. Dwyer Agency offers Flood Insurance Options

One Size Does NOT Fit All!

  • Shorter waiting periods
  • No elevation certificates required
  • Higher coverage levels for both buildings and contents
  • No surcharge for secondary residences or rental homes
  • NEW: Available to multi-family dwellings and commercial buildings!
  • Competitive premiums– in many cases, lower than the National Flood Insurance Program (NFIP)*

*In fact, we have already saved clients thousands by assisting them with the switch from NFIP.

Dwyer Insurance Flood Options