Tag: Automobile Insurance

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

Focus-Up; Delete Driving Distractions

Delete Distracted Driving

April is Distracted Driving Awareness Month –now more than ever it is crucial to #JustDrive and eliminate all distractions that might lead to a crash that lands you or others in the E.R.

Get Lucky & Save Money with Green Insurance

Green Insurance may save you money

Adopting practices that are known to be safe for the environment—aka “going green”—might also help you save on your insurance costs. Whether you’re considering an eco-friendlier car, a more sustainable home or “green” business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

What You Need To Know About Classic Car Insurance

D.F. Dwyer Classic Car Insurance

Classic car insurance is a little different from the insurance that covers the vehicle you use every day. Contact D.F. Dwyer Insurance at 401-846-9629 to customize a classic car insurance policy that perfectly meets your needs.

Prevent Car Break-Ins

Car Thief Trying Door Handle To See If Vehicle Is Unlocked

One of the most infuriating things that can happen to a car owner is one of the most common forms of larceny in the U.S., the “smash-and-grab” car break-in. These thieves don’t even steal your whole car, just the valuable items in it – which you then have to painstakingly replace while dealing with the arduous and costly car-repair process.

Avoid A Deer-Car Collision

Cars passing a traffic sign for deer crossing in fog

As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car collisions—over half a million a year, with a significant number of fatalities. D.F. Dwyer Insurance suggests these 10 Deer-Defensive Driving Tips.

6 Car Insurance Myths

Do red cars cost more to insure?

What affects the price of auto insurance and how big of a role does your driving history play when it comes to insurance? When it comes to understanding how rates are calculated, several misconceptions could be impacting your car-buying decisions. But the fact is, many of them may not be true.

Spring Cleaning For A Safer Home

Cleaning Your Gutters Prevents Water Damage to Your Home.

By adding just just a few extra steps to your Spring Cleaning process, you can easily make your home safer and prevent problems that could lead to an insurance claim in the future.

Covered for Nor’easter Damage?

Home with wind damage and uprooted tree

Most extreme weather damage (with the exception of flooding) is covered by your standard homeowners and automobile insurance policies

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