Tag: D.F. Dwyer Insurance

4 Essential Protections of Homeowners Insurance

D.F. Dwyer Homeowners Insurance

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: the structure of your home, personal belongings, liability protection, additional living expenses (ALE).

Safe Driver Series 3: Hit & Run

Hit & Run Car leaving accident scene

A car accident can be a very traumatic and stressful event in your life especially if you are the victim of a hit-and-run. As with any accident, the first rule is to stay on the scene in a safe location. After that it is vital to gather information to help police locate the other driver and ensure that you don’t get stuck paying for damages. 

Safe Driver Series 2: If You Are In An Accident

What to do if you are in an accident, 7 steps

Accidents can happen quickly, and it can be hard to remember everything you should do after one occurs. Here are the first 7 things to do if you are involved in an accident.

Safe Driver Series 1: AVOID ACCIDENTS

Safe Driving, kids wearing seatbelts

When you’re behind the wheel of a car – whether alone or with passengers – driving safely should always be your top concern. We’re more distracted than ever, so it’s crucial to know the basics of safe driving and practice them every time you’re on the road.

Got Power?

Power Outage: What to do when the lights go out.

Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…

Summer Heat Safety Tips & First Aid

Summer Heat Safety Tips

At the zenith of summer, the mercury is likewise at its seasonal peak. As we have recently experienced, a heat wave — 3 or more straight days with temperatures above 90 degrees — can pose a danger and cause serious health issues. Here are some summer heat safety tips to help protect yourself and your loved ones as you enjoy the season.

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

Vacation & Staycation Safety Tips to Help Prevent Home Burglary

Planning a road trip

Although fly-away vacations will certainly be down this summer, you may still be planning a get-away to the great outdoors with a family road-trip or pleasure-cruise. But, before you pull out of your driveway or cast off of the dock, check out these tips to prevent burglary to ensure that you’ll have a happy homecoming!

Stem to Stern: Know Your Boat’s Insurance Coverage

Social Distancing & Boating

Beyond covering a boat owner in the event of theft, boat insurance policies typically provide coverage to repair a boat if it is accidentally damaged or destroyed due to a collision or because the boat struck a submerged object. Property damage to a boat caused by vandalism, a windstorm, or lightning are also covered under most boat insurance policies.

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