Tag: #DwyerInsurance

Take Time to Take Stock

Home Inventory

Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one…

Hurricane Preparation During COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

Got Power?

Power Outage: What to do when the lights go out.

Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…

Summer Heat Safety Tips & First Aid

Summer Heat Safety Tips

At the zenith of summer, the mercury is likewise at its seasonal peak. As we have recently experienced, a heat wave — 3 or more straight days with temperatures above 90 degrees — can pose a danger and cause serious health issues. Here are some summer heat safety tips to help protect yourself and your loved ones as you enjoy the season.

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

Vacation & Staycation Safety Tips to Help Prevent Home Burglary

Planning a road trip

Although fly-away vacations will certainly be down this summer, you may still be planning a get-away to the great outdoors with a family road-trip or pleasure-cruise. But, before you pull out of your driveway or cast off of the dock, check out these tips to prevent burglary to ensure that you’ll have a happy homecoming!

Stem to Stern: Know Your Boat’s Insurance Coverage

Social Distancing & Boating

Beyond covering a boat owner in the event of theft, boat insurance policies typically provide coverage to repair a boat if it is accidentally damaged or destroyed due to a collision or because the boat struck a submerged object. Property damage to a boat caused by vandalism, a windstorm, or lightning are also covered under most boat insurance policies.

Navigating Social Distancing & Boating

Social Distancing & Boating

COVID-19 is forcing everyone to navigate uncharted waters, including boaters. Many people are wondering if they can go boating, who they can boat with, and where they can go once they leave the dock. The Safe Boating Campaign, led by the National Safe Boating Council, offers tips for practicing social distancing and safety while boating:

7 Healthy Benefits of Gardening

Health Benefits of Gardening

An abundance of scientific research suggests that caring for plants can also do wonders for your own wellbeing. The physical exercise can contribute to a healthy weight and blood pressure levels, and just interacting with flora can improve your mood and mental health.

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