The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.
Many insurance underwriters provide discounts to homeowners with home security systems. Nationwide offers some helpful things to consider before purchasing.
Spring is the traditional time of year for cleaning your home, and it is also an ideal time to review your insurance coverage. As seasons pass, our lives change, and so do our insurance needs. Take the time this spring to read your policies and ask yourself the following key questions…
Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.
Creating a Home Inventory may seem overwhelming, but there’s an APP for that! The FREE Know Your Stuff ® App makes the process simple and enables you to update the list easily as needed. Once you have created your list it becomes a valuable tool in determining if you have adequate coverage for your possessions, or if it would be smart to add a floater to your policy.
The change of season is the perfect time to get your insurance “house” in order. By reevaluating your policies now, you may save money and headaches later.
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. If you own valuable jewelry or other items that would be difficult to replace, there are two ways you can increase coverage: by raising the limit of liability or “scheduling” your individual pieces through the purchase of “floater” policies.