Tag: Homeowners’ Insurance

Prepare for Spring this Fall!

Rake with autumn leaves

Shorter days and cooler nights, harvest-colored mums are on sale and pumpkins will soon follow– all sure signs that the seasons, they are a’changin’. As the song goes: “Winter, Spring, Summer or Fall, all you’ve got to do is call,” and we’ll be here at 401-846-9629 to always do our BEST for YOU!

When A Tree Falls…

Whether or not you hear it, one day your reality might feature your NEIGHBOR’s TREE falling into YOUR YARD during a windstorm. If that is the case, WHO is responsible to cover the cost of cleanup and/or damages?

Noah’s Flood Insurance

Don't Wait! Be prepared with Flood Insurance from D.F. Dwyer. Noah famously built the Ark during a drought!

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

Key Ways to Prevent Water Damage from Frozen Pipes

Frozen pipe bursts

When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.

7 Winter Worst Case Scenario Tips

Blizzard Nemo, Newport, Rhode Island February 2013

Living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared.

What is Your Home Really Worth… to You?

Homeowner's Insurance

The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.

Fire-Up Your Wood Burning Stove Safely

Three flaming logs in a wood-burning stove

Before you start your first fire of the season or if you are installing a new wood-burning stove, please read on for very important safety considerations. This article is designed to provide you with basic information on wood-stove safety, including tips on installation, venting, chimneys, operation, and maintenance. By following these recommended procedures and methods, you can safely and efficiently heat your home or business with wood.

13 Halloween Safety Tips

Little girl having fun on Halloween trick or treat

Follow these 13 Halloween safety tips to help avoid common accidents and dangers this Halloween.

How Hurricane Deductibles Work in Rhode Island

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

Homeowners Insurance FAQs

While you may know the basics around homeowners insurance and what it covers, you may have questions about more specific scenarios. Get answers to some of the more common homeowners insurance questions here.

%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this:
%d bloggers like this: