Tag: Homeowners’ Insurance

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

Vacation & Staycation Safety Tips to Help Prevent Home Burglary

Planning a road trip

Although fly-away vacations will certainly be down this summer, you may still be planning a get-away to the great outdoors with a family road-trip or pleasure-cruise. But, before you pull out of your driveway or cast off of the dock, check out these tips to prevent burglary to ensure that you’ll have a happy homecoming!

Get Lucky & Save Money with Green Insurance

Green Insurance may save you money

Adopting practices that are known to be safe for the environment—aka “going green”—might also help you save on your insurance costs. Whether you’re considering an eco-friendlier car, a more sustainable home or “green” business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

Prepare for Spring this Fall!

Rake with autumn leaves

Shorter days and cooler nights, harvest-colored mums are on sale and pumpkins will soon follow– all sure signs that the seasons, they are a’changin’. As the song goes: “Winter, Spring, Summer or Fall, all you’ve got to do is call,” and we’ll be here at 401-846-9629 to always do our BEST for YOU!

When A Tree Falls…

Whether or not you hear it, one day your reality might feature your NEIGHBOR’s TREE falling into YOUR YARD during a windstorm. If that is the case, WHO is responsible to cover the cost of cleanup and/or damages?

Noah’s Flood Insurance

Don't Wait! Be prepared with Flood Insurance from D.F. Dwyer. Noah famously built the Ark during a drought!

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

Key Ways to Prevent Water Damage from Frozen Pipes

Frozen pipe bursts

When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.

7 Winter Worst Case Scenario Tips

Blizzard Nemo, Newport, Rhode Island February 2013

Living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared.

What is Your Home Really Worth… to You?

Homeowner's Insurance

The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.

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