Tag: Homeowners’ Insurance

Spring Home Inspection

Spring Home Inspection

After sheltering your family from winter storms and howling winds, the exterior of your home and yard have taken a beating this year. A sunny spring day is the perfect time to get outdoors and take a good look around. Use the guide below to reveal possible damage and tackle a few DIY fixes.

Window Safety Week

Window Safety Week

The goal of Window Safety Week is twofold– for families to understand the role of windows in escaping a fire or other emergency and to learn how to safeguard against window falls.

Landlords’ Insurance; Who Needs It?

Landlord Insurance

Landlord Insurance provides protection for your rental property beyond the limited coverage of your standard homeowners insurance.

4 Essential Protections of Homeowners Insurance

D.F. Dwyer Homeowners Insurance

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: the structure of your home, personal belongings, liability protection, additional living expenses (ALE).

Stop, Look & Cook SAFELY

D.F. Dwyer Insurance Fire Safety

Unattended cooking is the leading cause of kitchen fires and scald burns are the second leading cause of all burn injuries. Follow these National Fire Prevention recommendations to keep your family safe at home this season and all year round!

Take Time to Take Stock

Home Inventory

Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one…

Hurricane Preparation During COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

Got Power?

Power Outage: What to do when the lights go out.

Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

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