Tag: Homeowners’ Insurance

Take Time to Take Stock

Home Inventory

Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one…

Hurricane Preparation During COVID-19

Hurricane Preparation and Coronavirus

This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.

Got Power?

Power Outage: What to do when the lights go out.

Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

Vacation & Staycation Safety Tips to Help Prevent Home Burglary

Planning a road trip

Although fly-away vacations will certainly be down this summer, you may still be planning a get-away to the great outdoors with a family road-trip or pleasure-cruise. But, before you pull out of your driveway or cast off of the dock, check out these tips to prevent burglary to ensure that you’ll have a happy homecoming!

Get Lucky & Save Money with Green Insurance

Green Insurance may save you money

Adopting practices that are known to be safe for the environment—aka “going green”—might also help you save on your insurance costs. Whether you’re considering an eco-friendlier car, a more sustainable home or “green” business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

Prepare for Spring this Fall!

Rake with autumn leaves

Shorter days and cooler nights, harvest-colored mums are on sale and pumpkins will soon follow– all sure signs that the seasons, they are a’changin’. As the song goes: “Winter, Spring, Summer or Fall, all you’ve got to do is call,” and we’ll be here at 401-846-9629 to always do our BEST for YOU!

When A Tree Falls…

Whether or not you hear it, one day your reality might feature your NEIGHBOR’s TREE falling into YOUR YARD during a windstorm. If that is the case, WHO is responsible to cover the cost of cleanup and/or damages?

Noah’s Flood Insurance

Don't Wait! Be prepared with Flood Insurance from D.F. Dwyer. Noah famously built the Ark during a drought!

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

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