This year Rhode Islanders were warned of one of the busiest hurricane and tropical storm seasons in recent history. Experts note that due to significant sea level rise and coastal development, tropical storms need not make a direct hit to wreak havoc on our region with storm surge and flooding. Now, during the ongoing COVID-19 health crisis, emergency planning presents additional challenges for everyone which makes it more important than ever to have a solid plan. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19.
Whether caused by lighting, high winds or an overloaded power grid, extreme summer weather can trigger power outages— will you be ready when the lights go out? A lengthy power outage that affects your home can also threaten your family’s safety or damage your property. Here’s how to be prepared for the next power outage…
In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.
While many equate flooding with rainy conditions, winter weather and spring thaw can also lead to many flood risks. Just a few inches of water from a flood can cause tens of thousands of dollars in damage
Generally speaking, water that comes from the top down, such as rainfall, is covered by a standard homeowners insurance policy, while water that comes from the bottom up, such as an overflowing river would be covered by a separate flood insurance policy.
With peak hurricane season upon us, it’s time to pull out your homeowners insurance policy to check if you have a hurricane or windstorm deductible, and make sure you understand how it works in the event you have to file an insurance claim.
Ten Hurricane Preparation Tips: 1. Keep Blinds Closed, blinds and heavy drapes can add a little extra protection against flying glass. 2. Smaller Is Better, seek shelter in a small interior room, closet or…
It’s time to review your hurricane coverage, you should have enough insurance to rebuild your home and replace all of its contents.