While you may know the basics around homeowners insurance and what it covers, you may have questions about more specific scenarios. Get answers to some of the more common homeowners insurance questions here.
September is Mold Awareness Month, designated by the EPA as the time to discover what’s growing in those unseen corners of your basement and/or the damp corners of your guest bath. You may find mold, which left untreated can become very toxic and endanger your family’s health, causing possible damage to lungs, sinuses and overall well-being.
When it comes to keeping your home mold-free, a strong offense is definitely your best defense. Mold, like rot and insect infestation, is generally not covered by a homeowners insurance policy. If, however, mold is the direct result of a covered peril such as a burst pipe, there could be coverage for the cost of eliminating the mold.