Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.
At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning. Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.
Although fly-away vacations will certainly be down this summer, you may still be planning a get-away to the great outdoors with a family road-trip or pleasure-cruise. But, before you pull out of your driveway or cast off of the dock, check out these tips to prevent burglary to ensure that you’ll have a happy homecoming!
When the temperature falls to 32ºF or below, you can prevent water damage from freezing pipes by taking a few simple steps.
The most important variable in your Homeowner’s Insurance policy is the replacement value— the estimated amount of money you would need to rebuild your house from the foundation up with materials of similar kind and quality.
Before you start your first fire of the season or if you are installing a new wood-burning stove, please read on for very important safety considerations. This article is designed to provide you with basic information on wood-stove safety, including tips on installation, venting, chimneys, operation, and maintenance. By following these recommended procedures and methods, you can safely and efficiently heat your home or business with wood.
Follow these 13 Halloween safety tips to help avoid common accidents and dangers this Halloween.
In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
While you may know the basics around homeowners insurance and what it covers, you may have questions about more specific scenarios. Get answers to some of the more common homeowners insurance questions here.