The average price of a wedding can exceed $25,000, and unfortunately, circumstances beyond your control may intervene to ruin the best-laid plans. At this cost insuring the day just makes good practical and financial sense.
Whether you are hosting a Super Bowl party or celebrating a birthday with friends in your home, if you are planning to serve alcohol at any type of event it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Most importantly, remember that a good host is a responsible host; one that takes steps to ensure their guests get home safely if they have been drinking. To assist you with this, we’ve drawn up A Winning Social Hosting Game Plan for you.
Event Cancellation Insurance, often referred to as “wedding” insurance, can be used to cover a 50th anniversary party, a bar mitzvah, a graduation party or any special occasion you might be planning. It is designed to provide financial protection if you have to cancel or postpone a gathering due to adverse weather and natural disasters such as hurricanes.
Halloween can be scary but having the right insurance coverage can take some of the fright out of the night. Your Homeowners’ and Renters’ insurance policies provide financial protection for a host of disasters whether they occur on Halloween, or any other day.
If you are hosting a party where alcohol is served, it is your responsibility to make sure that your guests are capable of driving safely. Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the proper insurance.