Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.
Living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared.
In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
Category: Homeowners' Insurance, Safety, SeptemberTags: #DFDwyerInsurance, #DwyerInsurance, #homeownersinsurance, #hurricanecoverage, #hurricanedeductibles, #hurricaneinsurance, #hurricaneseason, #RhodeIslandInsurance, alternative flood insurance coverage, coastal flooding, coastal homes, Flood Insurance, Homeowners' Insurance, hurricane, protect your home, RhodeIslandHurricaneDeductibles, September, storm preparation
It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.
As the mercury dips dramatically throughout the New England winter, we count on our homes to protect us against storms and freezing temperatures. Periods of severe and sustained cold, snowstorms, melting and freezing can combine to cause considerable damage. Here are a few steps…
Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.
Category: August, Homeowners' Insurance, SafetyTags: #EvacuationPlan, #HomeInventory, #homeownersinsurance, #HurricanPreparation, #StormPreparation, coastal flooding, D.F. Dwyer Insurance, emergency planning, evacuation plan, Flood Insurance, home inventory, Homeowners' Insurance, hurricane, know your stuff app, protect your pets, September, storm preparation
Winter weather is just around the corner! Now is the time go get ready… to help you do so, here are three quick checklists to help get your preparations underway today…
While many equate flooding with rainy conditions, winter weather and spring thaw can also lead to many flood risks. Just a few inches of water from a flood can cause tens of thousands of dollars in damage
Generally speaking, water that comes from the top down, such as rainfall, is covered by a standard homeowners insurance policy, while water that comes from the bottom up, such as an overflowing river would be covered by a separate flood insurance policy.
With peak hurricane season upon us, it’s time to pull out your homeowners insurance policy to check if you have a hurricane or windstorm deductible, and make sure you understand how it works in the event you have to file an insurance claim.
We’ll send our award winning E-Newsletter filled with timely topics and items of interest, just ONCE a month.