Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.
At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning. Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.
Living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared.
In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.
As the mercury dips dramatically throughout the New England winter, we count on our homes to protect us against storms and freezing temperatures. Periods of severe and sustained cold, snowstorms, melting and freezing can combine to cause considerable damage. Here are a few steps…
Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.
Winter weather is just around the corner! Now is the time go get ready… to help you do so, here are three quick checklists to help get your preparations underway today…
While many equate flooding with rainy conditions, winter weather and spring thaw can also lead to many flood risks. Just a few inches of water from a flood can cause tens of thousands of dollars in damage