In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.
It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.
As the mercury dips dramatically throughout the New England winter, we count on our homes to protect us against storms and freezing temperatures. Periods of severe and sustained cold, snowstorms, melting and freezing can combine to cause considerable damage. Here are a few steps to protect your home, so that it can continue to safeguard…
Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.
Winter weather is just around the corner! Now is the time go get ready… to help you do so, here are three quick checklists to help get your preparations underway today…
While many equate flooding with rainy conditions, winter weather and spring thaw can also lead to many flood risks. Just a few inches of water from a flood can cause tens of thousands of dollars in damage
Generally speaking, water that comes from the top down, such as rainfall, is covered by a standard homeowners insurance policy, while water that comes from the bottom up, such as an overflowing river would be covered by a separate flood insurance policy.