Tag: storm preparation

LIGHTNING MYTHS & FACTS

Lightning Strike

Know the Truth About Lightning Dangers; much of what we think we know about lightning is fiction. Your safety and wellbeing may depend on knowing the difference between these lightning myths and the facts.

LIGHTNING PROTECTION & COVERAGE

Lightning Striking House Chimney

At any given time on our planet Earth, there are 1,800 thunderstorms in progress—and with them comes lightning.  Your standard homeowners and business insurance policies, and the comprehensive portion of an auto insurance policy cover damages—such as a fire—that results from a lightning strike. Some policies also provide coverage for the damage caused by power surges. However, bodily harm from lightning isn’t easily remedied. Here are some steps you can take to prevent the dangerous effects of lightning and to keep your family safe.

Noah’s Flood Insurance

Don't Wait! Be prepared with Flood Insurance from D.F. Dwyer. Noah famously built the Ark during a drought!

Dwyer Insurance has numerous Flood Insurance options from which we will select a policy perfectly tailored to suit your property and budget. Our clients typically enjoy significant savings with our customized flood insurance coverage plans vs. standard NFIP rates.

7 Winter Worst Case Scenario Tips

Blizzard Nemo, Newport, Rhode Island February 2013

Living in New England we know that anything can happen in our mercurial coastal climate and that we must to be prepared.

How Hurricane Deductibles Work in Rhode Island

How Hurricane Deductibles Work

In Rhode Island, hurricane deductibles on homeowners policies may be no more than 5% of a home’s insured value. Some policies may offer a flat dollar deductible, but it may not exceed 5% of the insured value of the property.

Is Your Business Prepared to Survive a Disaster?

Make Your Business Hurricane-Resistant

It is very important to make a disaster survival plan for your business. FEMA reports that 40% of businesses do not reopen after a disaster and another 25% fail within the following year. Small businesses are particularly at risk because they may have all of their operations in one location that is damaged or destroyed.

Protect Your Home From Winter Extremes

Winter Home with Icicles

As the mercury dips dramatically throughout the New England winter, we count on our homes to protect us against storms and freezing temperatures. Periods of severe and sustained cold, snowstorms, melting and freezing can combine to cause considerable damage. Here are a few steps…

Make A Storm Evacuation Plan, Before You Need It!

Storm Evacuation Planning

Preparing an Effective Evacuation Plan ahead of time is crucial; this plan can help get you, your family and your pets on the road to safety.

Your Winter Prep Checklist

Protect Your Home From Winter

Winter weather is just around the corner! Now is the time go get ready… to help you do so, here are three quick checklists to help get your preparations underway today…

Winter Thaw May Bring Spring Floods

Spring Thaw Flood

While many equate flooding with rainy conditions, winter weather and spring thaw can also lead to many flood risks. Just a few inches of water from a flood can cause tens of thousands of dollars in damage

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