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Spending a bit of time assessing your current insurance policies, switching to a new policy or identifying a new discount on your current policy can provide positive steps toward both of these resolutions.
An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowners, renters, condo or auto policy. It will also cover you for things such as libel and slander.
Just as we do an annual physical check-up, it is important to consider life stage events each year… marriage, children, divorce and retirement can all impact your insurance needs.
One recent insurance survey suggests that over 30 million U.S. households own insurance policies that are seriously out-of-date. As a result, the following questions should be asked. If the answer to one or more of these questions is yes, then you should contact your insurance agent as soon as possible so your insurance policies can be appropriately updated.